Message Board

The Internal Revenue Service (IRS) has announced 2026 Flexible Spending Account (FSA) contribution limits. The new contribution limits increase the maximum amount you may contribute to a Health Care Flexible Spending Account (HCFSA) or a Limited Expense Health Care FSA (LEX HCFSA) for the 2026 benefit period to $3,400 - an increase of $100 from the 2025 benefit period. You may also carry over unused funds up to a maximum of $680 into 2027 - an increase of $20 from the 2025 benefit period, provided you re-enroll.

In addition, the 2026 Dependent Care FSA maximum annual contribution limit is increased to $7,500 per household or $3,750 per individual, including if married and filing taxes separately. The minimum annual election for each FSA remains unchanged at $100.