Various Eligible Expenses
You can use your Health Care FSA (HC FSA) funds to pay for a wide variety of health care products and services for you, your spouse, and your dependents. The IRS determines which expenses can be reimbursed by an FSA.
Keep Your Receipts
Please save your receipts and other supporting documentation related to your HC FSA expenses and claims. The IRS may request itemized receipts to verify the eligibility of your expenses. Credit card receipts, canceled checks, and balance forward statements do not meet the requirements for acceptable documentation.
Eligible expenses search and results
| Expense | Eligible? | Documentation Needed |
|---|---|---|
| Spermicidals (over-the-counter) | Eligible with detailed receipt | |
| Stethoscope | Eligible with detailed receipt | |
| Storage Fees: (Embryo, Egg, Sperm) | Requires Letter of Medical Necessity signed by your doctor, plus detailed receipt | Requires prescription from your doctor, plus detailed receipt |
| Sun Protective Clothing (Only cost difference between special and regular clothing, plus documentation of cost difference required) | Requires Letter of Medical Necessity signed by your doctor, plus detailed receipt | Requires prescription from your doctor, plus detailed receipt |
| Sunglasses (over-the-counter) | Not eligible | |
| Sunglasses (prescription) | Eligible with detailed receipt | |
| Sunscreen with SPF <15 or suntan lotion (over-the-counter) | Not eligible | |
| Sunscreen with SPF 15+ and "broad spectrum", sunburn creams and ointments (over-the-counter) | Eligible with detailed receipt | |
| Supplements (for treatment of medical condition) | Requires Letter of Medical Necessity signed by your doctor, plus detailed receipt | Requires prescription from your doctor, plus detailed receipt |
| Supplies (for treatment of a medical condition) | Eligible with detailed receipt | |
| Surgery (for non-cosmetic purposes) | Eligible with detailed receipt | |
| Swimming lessons (for treatment of a medical condition) | Requires Letter of Medical Necessity signed by your doctor, plus detailed receipt | Requires prescription from your doctor, plus detailed receipt |
| Teeth bleaching or whitening | Not eligible | |
| Teeth grinding prevention devices | Eligible with detailed receipt | |
| Telehealth / Remote Care | Eligible with detailed receipt |
- Eligible with detailed receipt
- Eligible with additional documentation and a detailed receipt
- Not eligible
- Requires Letter of Medical Necessity signed by your doctor, plus detailed receipt
- Requires prescription from your doctor, plus detailed receipt